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SAFEGUARDING YOUR PRIVACY
OUR PRIVACY COMMITMENT TO YOU
At Route 66 Motorsports, we are committed to providing you with financial products and services which assist or enable your purchase of motor vehicles or related accessories and parts. Our commitment includes protecting personal information we obtain about you (referred to as "information" in this notice) when you obtain a product from us to be used primarily for personal, family or household purposes. We want to earn your trust by providing strict safeguards to protect information about you as we continue to bring you valuable products and services. Please read this notice to learn about your Privacy rights. Should any changes occur to this notice in the future, you will be able to determine this by referring to the "Last Revised" date at the bottom of this privacy statement.
If you have questions about our privacy policies, please contact us at:
Route 66 Motorsports
1621 Portland-Cobalt Road
Portland, CT 06480
Tel. (860) 342-3019
Fax: (860) 342-7320
OUR PRIVACY PRACTICES
Our Information-Sharing Practices Apply to:
Customers
Former Customers
Applicants
We Collect Information From:
Applications, questionnaires and other forms you submit, such as your name, address and income
Your transactions with us and others, such as account balances, fees, payment history, parties to transactions
and credit card usage
Credit bureaus (to determine your eligibility for credit or other financial products)
Public sources, such as census data and real estate records
List vendors; membership lists, such as magazine subscription lists
We May Disclose the Information Described Above to:
Companies in our corporate group
Financial services providers, such as credit bureaus, insurance companies and business partners in joint marketing agreements (CA Residents: we will not disclose information about you to other financial service providers in joint marketing agreements, other than as required or permitted by law, unless you authorize us to do so)
Others, including but not limited to non-profit organizations, and third parties when you direct us to share information about you
OUR SECURITY PRACTICES
We Have Safeguards To Keep Information Confidential and Secure:
We have up-to-date physical safeguards, such as secure areas in our building, ; electronic safeguards, such as passwords and encryption; and procedural safeguards, such as customer authentication procedures to prevent ID theft
We restrict access to information about you to only those employees who need to know that information to provide products or services to you
We carefully select and monitor outside service providers, such as mail vendors, who have access to customer information, and we require them to keep it safe and secure. We do not allow them to use or share the information for any purpose other than the job they are hired to do
We train our employees on these security procedures, and we conduct regular audits to check on compliance with the procedures
YOUR OPT-OUT CHOICES
Your Rights:
You may tell us not to:
Disclose information about you outside our corporate group of companies, except we may disclose information as required or permitted by law. Required disclosures are made, for example, to outside auditors and banking regulators. Permitted disclosures are made, for example, to vendors assisting us in opening, maintaining or servicing your account. (CA, ND, and VT Residents: We will not disclose information about you outside our corporate group of companies, other than as required or permitted by law, unless you authorize us to do so.)
Disclose credit data (i.e., financial data we get from credit bureaus or from you that helps us determine your eligibility for credit) about you within our corporate group of companies; we do not disclose credit data outside our corporate group of companies. (VT Residents: We will not disclose credit information about you within our corporate group of companies, other than as required or permitted by law, unless you authorize us to do so.)
Solicit you by mail, telephone or e-mail for products and services that are not directly related to your account and that are outside our regular communications with you (such as your monthly statement, customer service e-mails or when you call our customer service center). If you tell us not to solicit you, we will not disclose information about you within our corporate group of companies for that purpose.
How To Opt Out:
If you have previously opted out and would like to keep the same preferences, you do not need to opt out again.
You may opt out of one or more of the three choices described above:
Call us at (860) 342-3019
Why We Collect and Share Information:
By knowing more about our customers, we and our business partners can provide specialized products and services that may be of interest to you and your family. We can help protect you from identity theft and fraud by verifying your identity when you open an account with us and when you make transactions.
Privacy and Security Tips to Protect Your Account:
Protect your information. Never give your Social Security number or personal credit information over the phone or the Internet unless you initiate the communication. Keep your personal identification number (PIN) and password in a safe place. Try to memorize your PIN and password and do not write them down with your account information.
Destroy or securely store your account records. Tear or shred receipts, bank statements and unused credit card offers. Keep billing statements and other account-related documents in a safe place.
Regularly review your credit report. Keeping your credit report error free is important. Order a copy of your credit report and report any mistakes to the credit bureau and the creditor reporting the information. Starting in December 2004, the credit bureaus will phase in a new regulation that allows consumers to request one free report per year. By September 2005, all consumers will have this right. See www.ftc.gov for more information.
The three national credit bureau agencies are:
Equifax - www.equifax.com, 1-800-685-1111
Experian - www.experian.com, 1-888-397-3742
TransUnion - www.transunion.com, 1-800-916-8800
Check your billing statements. Review your statements thoroughly. Contact all your creditors immediately if you notice incorrect transactions.
If you lose your credit card or suspect that you have been a victim of identity theft, immediately notify your creditors, local law enforcement and the credit bureau agencies listed above. If you think your identity has been stolen, you may want to visit http://www.consumer.gov/idtheft, sponsored by the Federal Trade Commission.
To update your personal information, please call us using the customer service number on your account statement, or use the contact information located at www.capitalone.com.
Date last revised April 25, 2005
Important Information About Credit Reporting
We may report information about your account to credit bureaus. Late payments, missed payments or other defaults on your account may be reflected in your credit report.
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